{"id":56802,"date":"2024-12-04T08:00:00","date_gmt":"2024-12-04T16:00:00","guid":{"rendered":"https:\/\/mycarmakesnoise.com\/?p=56802"},"modified":"2024-12-03T19:23:57","modified_gmt":"2024-12-04T03:23:57","slug":"misunderstandings-about-car-insurance-that-drivers-need-to-know","status":"publish","type":"post","link":"https:\/\/mycarmakesnoise.com\/general\/misunderstandings-about-car-insurance-that-drivers-need-to-know\/","title":{"rendered":"19 Misunderstandings About Car Insurance That Drivers Need to Know"},"content":{"rendered":"\n<p>Car insurance is full of complexities, and it\u2019s easy to misinterpret what your policy actually provides. These misunderstandings can leave you under-protected or paying more than necessary. By clearing up 19 common misconceptions, you&#8217;ll be better prepared to make informed decisions about your coverage and avoid costly mistakes.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_71 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\"><p class=\"ez-toc-title\" style=\"cursor:inherit\">Contents<\/p>\n<\/div><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/mycarmakesnoise.com\/general\/misunderstandings-about-car-insurance-that-drivers-need-to-know\/#Red_Cars_Cost_More_to_Insure\" title=\"Red Cars Cost More to Insure\">Red Cars Cost More to Insure<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/mycarmakesnoise.com\/general\/misunderstandings-about-car-insurance-that-drivers-need-to-know\/#Comprehensive_Coverage_Covers_Everything\" title=\"Comprehensive Coverage Covers Everything\">Comprehensive Coverage Covers Everything<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/mycarmakesnoise.com\/general\/misunderstandings-about-car-insurance-that-drivers-need-to-know\/#Your_Insurance_Follows_the_Driver_Not_the_Car\" title=\"Your Insurance Follows the Driver, Not the Car\">Your Insurance Follows the Driver, Not the Car<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/mycarmakesnoise.com\/general\/misunderstandings-about-car-insurance-that-drivers-need-to-know\/#Older_Cars_Dont_Need_Full_Coverage\" title=\"Older Cars Don\u2019t Need Full Coverage\">Older Cars Don\u2019t Need Full Coverage<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/mycarmakesnoise.com\/general\/misunderstandings-about-car-insurance-that-drivers-need-to-know\/#Minimum_Coverage_Is_Enough\" title=\"Minimum Coverage Is Enough\">Minimum Coverage Is Enough<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/mycarmakesnoise.com\/general\/misunderstandings-about-car-insurance-that-drivers-need-to-know\/#Personal_Auto_Insurance_Covers_Business_Use\" title=\"Personal Auto Insurance Covers Business Use\">Personal Auto Insurance Covers Business Use<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/mycarmakesnoise.com\/general\/misunderstandings-about-car-insurance-that-drivers-need-to-know\/#Your_Credit_Score_Doesnt_Affect_Your_Premium\" title=\"Your Credit Score Doesn\u2019t Affect Your Premium\">Your Credit Score Doesn\u2019t Affect Your Premium<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/mycarmakesnoise.com\/general\/misunderstandings-about-car-insurance-that-drivers-need-to-know\/#New_Cars_Are_Always_More_Expensive_to_Insure\" title=\"New Cars Are Always More Expensive to Insure\">New Cars Are Always More Expensive to Insure<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/mycarmakesnoise.com\/general\/misunderstandings-about-car-insurance-that-drivers-need-to-know\/#Insurance_Covers_Mechanical_Failures\" title=\"Insurance Covers Mechanical Failures\">Insurance Covers Mechanical Failures<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/mycarmakesnoise.com\/general\/misunderstandings-about-car-insurance-that-drivers-need-to-know\/#Parking_Tickets_Affect_Your_Insurance\" title=\"Parking Tickets Affect Your Insurance\">Parking Tickets Affect Your Insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/mycarmakesnoise.com\/general\/misunderstandings-about-car-insurance-that-drivers-need-to-know\/#You_Dont_Need_Insurance_If_You_Dont_Drive_Often\" title=\"You Don\u2019t Need Insurance If You Don\u2019t Drive Often\">You Don\u2019t Need Insurance If You Don\u2019t Drive Often<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/mycarmakesnoise.com\/general\/misunderstandings-about-car-insurance-that-drivers-need-to-know\/#Only_the_At-Fault_Drivers_Insurance_Pays_in_an_Accident\" title=\"Only the At-Fault Driver\u2019s Insurance Pays in an Accident\">Only the At-Fault Driver\u2019s Insurance Pays in an Accident<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/mycarmakesnoise.com\/general\/misunderstandings-about-car-insurance-that-drivers-need-to-know\/#You_Cant_Switch_Insurance_Providers_Mid-Policy\" title=\"You Can\u2019t Switch Insurance Providers Mid-Policy\">You Can\u2019t Switch Insurance Providers Mid-Policy<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/mycarmakesnoise.com\/general\/misunderstandings-about-car-insurance-that-drivers-need-to-know\/#Your_Insurance_Premiums_Automatically_Decrease_As_You_Get_Older\" title=\"Your Insurance Premiums Automatically Decrease As You Get Older\">Your Insurance Premiums Automatically Decrease As You Get Older<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/mycarmakesnoise.com\/general\/misunderstandings-about-car-insurance-that-drivers-need-to-know\/#Small_Claims_Wont_Affect_Your_Premiums\" title=\"Small Claims Won\u2019t Affect Your Premiums\">Small Claims Won\u2019t Affect Your Premiums<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/mycarmakesnoise.com\/general\/misunderstandings-about-car-insurance-that-drivers-need-to-know\/#If_Someone_Else_Drives_Your_Car_Theyre_Responsible_for_Damages\" title=\"If Someone Else Drives Your Car, They\u2019re Responsible for Damages\">If Someone Else Drives Your Car, They\u2019re Responsible for Damages<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/mycarmakesnoise.com\/general\/misunderstandings-about-car-insurance-that-drivers-need-to-know\/#You_Dont_Need_Insurance_for_a_Leased_Vehicle\" title=\"You Don\u2019t Need Insurance for a Leased Vehicle\">You Don\u2019t Need Insurance for a Leased Vehicle<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/mycarmakesnoise.com\/general\/misunderstandings-about-car-insurance-that-drivers-need-to-know\/#Your_Cars_Value_Always_Determines_the_Premium\" title=\"Your Car\u2019s Value Always Determines the Premium\">Your Car\u2019s Value Always Determines the Premium<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/mycarmakesnoise.com\/general\/misunderstandings-about-car-insurance-that-drivers-need-to-know\/#Insurance_Rates_Are_Fixed_and_Cant_Be_Negotiated\" title=\"Insurance Rates Are Fixed and Can\u2019t Be Negotiated\">Insurance Rates Are Fixed and Can\u2019t Be Negotiated<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/mycarmakesnoise.com\/general\/misunderstandings-about-car-insurance-that-drivers-need-to-know\/#More_from_MyCarMakesNoise\" title=\"More from MyCarMakesNoise\">More from MyCarMakesNoise<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/mycarmakesnoise.com\/general\/misunderstandings-about-car-insurance-that-drivers-need-to-know\/#15_Once-Valuable_Antique_Tractors_That_Are_Now_Worthless\" title=\"15 Once-Valuable Antique Tractors That Are Now Worthless\">15 Once-Valuable Antique Tractors That Are Now Worthless<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/mycarmakesnoise.com\/general\/misunderstandings-about-car-insurance-that-drivers-need-to-know\/#20_Japanese_SUVs_Known_for_Their_Off-Road_Capabilities\" title=\"20 Japanese SUVs Known for Their Off-Road Capabilities\">20 Japanese SUVs Known for Their Off-Road Capabilities<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Red_Cars_Cost_More_to_Insure\"><\/span><strong>Red Cars Cost More to Insure<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"563\" src=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/10\/Toyota-RAV4-Hybrid.jpg\" alt=\"\" class=\"wp-image-55441\" srcset=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/10\/Toyota-RAV4-Hybrid.jpg 1000w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/10\/Toyota-RAV4-Hybrid-300x169.jpg 300w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/10\/Toyota-RAV4-Hybrid-768x432.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption class=\"wp-element-caption\">Image Editorial Credit:\u00a0<a href=\"https:\/\/www.shutterstock.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Shutterstock.com<\/a><\/figcaption><\/figure><\/div>\n\n\n<p>It&#8217;s a common belief that red cars are more expensive to insure, but the color of a vehicle has no impact on insurance rates. What truly influences premiums are factors such as the car\u2019s make, model, and safety features, along with the driver\u2019s personal history. Insurance companies are primarily concerned with how likely a car is to be involved in an accident or stolen, not its color.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Comprehensive_Coverage_Covers_Everything\"><\/span><strong>Comprehensive Coverage Covers Everything<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/07\/Not-Considering-Comprehensive-Coverage.jpg\" alt=\"\" class=\"wp-image-36692\" srcset=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/07\/Not-Considering-Comprehensive-Coverage.jpg 1000w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/07\/Not-Considering-Comprehensive-Coverage-300x200.jpg 300w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/07\/Not-Considering-Comprehensive-Coverage-768x512.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption class=\"wp-element-caption\">Image Editorial Credit:\u00a0<a href=\"https:\/\/www.shutterstock.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Shutterstock.com<\/a><\/figcaption><\/figure><\/div>\n\n\n<p>Despite its name, comprehensive insurance doesn&#8217;t cover all potential damages. It typically covers non-collision-related incidents like theft or natural disasters but excludes damage from accidents, which falls under collision coverage. Many drivers mistakenly believe comprehensive insurance will handle any situation. To be fully covered, it\u2019s essential to understand what each type of policy offers and purchase additional coverage as needed.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Your_Insurance_Follows_the_Driver_Not_the_Car\"><\/span><strong>Your Insurance Follows the Driver, Not the Car<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/07\/Limited-Warranty-Coverage-1.jpg\" alt=\"\" class=\"wp-image-44189\" style=\"width:840px;height:auto\" srcset=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/07\/Limited-Warranty-Coverage-1.jpg 1000w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/07\/Limited-Warranty-Coverage-1-300x200.jpg 300w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/07\/Limited-Warranty-Coverage-1-768x512.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption class=\"wp-element-caption\">Image Editorial Credit:\u00a0<a href=\"https:\/\/www.shutterstock.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Shutterstock.com<\/a><\/figcaption><\/figure><\/div>\n\n\n<p>A common misunderstanding is that insurance follows the driver wherever they go. In reality, auto insurance generally follows the vehicle. This means if you lend your car to someone and they have an accident, it\u2019s your insurance that is responsible. Always be aware of who\u2019s driving your vehicle because, ultimately, your policy will bear the cost.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Older_Cars_Dont_Need_Full_Coverage\"><\/span><strong>Older Cars Don\u2019t Need Full Coverage<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"681\" src=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2023\/02\/6-Cool-Classic-Cars-Reborn-for-the-21st-Century-Driver-1024x681.jpg\" alt=\"6 Cool Classic Cars Reborn for the 21st Century Driver\" class=\"wp-image-3996\" srcset=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2023\/02\/6-Cool-Classic-Cars-Reborn-for-the-21st-Century-Driver-1024x681.jpg 1024w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2023\/02\/6-Cool-Classic-Cars-Reborn-for-the-21st-Century-Driver-300x200.jpg 300w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2023\/02\/6-Cool-Classic-Cars-Reborn-for-the-21st-Century-Driver-768x511.jpg 768w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2023\/02\/6-Cool-Classic-Cars-Reborn-for-the-21st-Century-Driver-1536x1022.jpg 1536w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2023\/02\/6-Cool-Classic-Cars-Reborn-for-the-21st-Century-Driver.jpg 2000w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Image Editorial Credit:\u00a0<a href=\"https:\/\/www.shutterstock.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Shutterstock.com<\/a><\/figcaption><\/figure><\/div>\n\n\n<p>While it may seem unnecessary to maintain full coverage on an older vehicle, this isn&#8217;t always the best move. Repair costs for older cars can still be significant, and dropping collision or comprehensive coverage may leave you vulnerable to large out-of-pocket expenses. It\u2019s worth evaluating the cost of coverage against the potential repair bills before making a decision.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Minimum_Coverage_Is_Enough\"><\/span><strong>Minimum Coverage Is Enough<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/10\/minimum-insurance-coverage.jpg\" alt=\"\" class=\"wp-image-56847\" srcset=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/10\/minimum-insurance-coverage.jpg 1000w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/10\/minimum-insurance-coverage-300x200.jpg 300w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/10\/minimum-insurance-coverage-768x512.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption class=\"wp-element-caption\">Image Editorial Credit:\u00a0Yuriy K \/ <a href=\"https:\/\/www.shutterstock.com\/image-photo\/juridical-concept-meaning-legal-minimum-car-2118028631\" target=\"_blank\" rel=\"noreferrer noopener\">Shutterstock.com<\/a><\/figcaption><\/figure><\/div>\n\n\n<p>State-mandated minimum coverage may meet legal requirements, but it\u2019s often not sufficient to protect you in the event of a serious accident. If damages exceed your policy\u2019s limits, you\u2019ll be responsible for covering the difference. Many drivers don\u2019t realize how quickly medical bills and repair costs can add up, so considering higher coverage limits could save you from financial hardship.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Personal_Auto_Insurance_Covers_Business_Use\"><\/span><strong>Personal Auto Insurance Covers Business Use<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/08\/Underestimating-Coverage-Needs.jpg\" alt=\"\" class=\"wp-image-44413\" srcset=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/08\/Underestimating-Coverage-Needs.jpg 1000w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/08\/Underestimating-Coverage-Needs-300x200.jpg 300w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/08\/Underestimating-Coverage-Needs-768x512.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption class=\"wp-element-caption\">Image Editorial Credit:\u00a0<a href=\"https:\/\/www.shutterstock.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Shutterstock.com<\/a><\/figcaption><\/figure><\/div>\n\n\n<p>Using your personal car for business activities, such as ride-sharing or deliveries, may not be covered by your regular auto insurance policy. Most policies exclude business use, meaning you\u2019d need a separate commercial auto insurance policy. Without this, you could be left without coverage in the event of an accident during work-related driving.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Your_Credit_Score_Doesnt_Affect_Your_Premium\"><\/span><strong>Your Credit Score Doesn\u2019t Affect Your Premium<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/07\/Opportunity-to-Build-Credit.jpg\" alt=\"\" class=\"wp-image-32229\" srcset=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/07\/Opportunity-to-Build-Credit.jpg 1000w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/07\/Opportunity-to-Build-Credit-300x200.jpg 300w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/07\/Opportunity-to-Build-Credit-768x512.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption class=\"wp-element-caption\">Image Editorial Credit:\u00a0<a href=\"https:\/\/www.shutterstock.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Shutterstock.com<\/a><\/figcaption><\/figure><\/div>\n\n\n<p>Although it seems unrelated, your credit score can actually influence your insurance premium. Insurers in many states use credit-based insurance scores to assess risk, as studies have shown a correlation between poor credit and higher claims. Improving your credit score might not only help with loan approvals but could also lower your auto insurance rates.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"New_Cars_Are_Always_More_Expensive_to_Insure\"><\/span><strong>New Cars Are Always More Expensive to Insure<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/05\/Chevrolet-Malibu-new.jpg\" alt=\"\" class=\"wp-image-23794\" srcset=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/05\/Chevrolet-Malibu-new.jpg 1000w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/05\/Chevrolet-Malibu-new-300x200.jpg 300w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/05\/Chevrolet-Malibu-new-768x512.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption class=\"wp-element-caption\">Image Editorial Credit:\u00a0<a href=\"https:\/\/www.shutterstock.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Shutterstock.com<\/a><\/figcaption><\/figure><\/div>\n\n\n<p>While new cars can be more costly to repair, they often come equipped with advanced safety features that can reduce insurance premiums. Some new vehicles might actually be cheaper to insure than older models without modern safety technologies. Don\u2019t assume insurance costs will skyrocket just because a car is new\u2014ask your provider about discounts for safety features.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Insurance_Covers_Mechanical_Failures\"><\/span><strong>Insurance Covers Mechanical Failures<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/07\/Potential-for-Voiding-Insurance-Coverage.jpg\" alt=\"\" class=\"wp-image-36382\" srcset=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/07\/Potential-for-Voiding-Insurance-Coverage.jpg 1000w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/07\/Potential-for-Voiding-Insurance-Coverage-300x200.jpg 300w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/07\/Potential-for-Voiding-Insurance-Coverage-768x512.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption class=\"wp-element-caption\">Image Editorial Credit:\u00a0<a href=\"https:\/\/www.shutterstock.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Shutterstock.com<\/a><\/figcaption><\/figure><\/div>\n\n\n<p>Many drivers mistakenly believe their insurance will cover mechanical breakdowns, but this is not the case. Car insurance policies are designed to cover accidents, theft, and other external damages, not routine wear and tear or mechanical failures. If you&#8217;re worried about mechanical issues, you may need mechanical breakdown insurance or an extended warranty for that kind of protection.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Parking_Tickets_Affect_Your_Insurance\"><\/span><strong>Parking Tickets Affect Your Insurance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/10\/Parking-Fees.jpg\" alt=\"\" class=\"wp-image-52769\" srcset=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/10\/Parking-Fees.jpg 1000w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/10\/Parking-Fees-300x200.jpg 300w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/10\/Parking-Fees-768x512.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption class=\"wp-element-caption\">Image Editorial Credit:\u00a0<a href=\"https:\/\/www.shutterstock.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Shutterstock.com<\/a><\/figcaption><\/figure><\/div>\n\n\n<p>Though parking tickets can be frustrating, they won\u2019t directly impact your insurance premiums. Insurers focus on moving violations, such as speeding or accidents, when determining rates. However, unpaid parking tickets could lead to fines or license suspensions, which could indirectly affect your ability to maintain insurance coverage.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"You_Dont_Need_Insurance_If_You_Dont_Drive_Often\"><\/span><strong>You Don\u2019t Need Insurance If You Don\u2019t Drive Often<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"527\" src=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/05\/Skipping-the-Fine-Print.jpg\" alt=\"\" class=\"wp-image-23152\" srcset=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/05\/Skipping-the-Fine-Print.jpg 1000w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/05\/Skipping-the-Fine-Print-300x158.jpg 300w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/05\/Skipping-the-Fine-Print-768x405.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption class=\"wp-element-caption\">Image Editorial Credit:\u00a0<a href=\"https:\/\/www.shutterstock.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Shutterstock.com<\/a><\/figcaption><\/figure><\/div>\n\n\n<p>Even if you\u2019re not a frequent driver, most states require at least liability coverage for registered vehicles. Lapses in coverage can result in fines, and when you do need insurance again, it may be more expensive. If you rarely drive, consider non-owner car insurance or pay-per-mile insurance as a cost-effective way to stay insured.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Only_the_At-Fault_Drivers_Insurance_Pays_in_an_Accident\"><\/span><strong>Only the At-Fault Driver\u2019s Insurance Pays in an Accident<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"553\" src=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/04\/External-Airbags.jpg\" alt=\"\" class=\"wp-image-17856\" srcset=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/04\/External-Airbags.jpg 1000w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/04\/External-Airbags-300x166.jpg 300w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/04\/External-Airbags-768x425.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption class=\"wp-element-caption\">Image Editorial Credit:\u00a0<a href=\"https:\/\/www.shutterstock.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Shutterstock.com<\/a><\/figcaption><\/figure><\/div>\n\n\n<p>It\u2019s a common assumption that only the at-fault driver\u2019s insurance will cover damages after an accident. However, in no-fault states, each driver\u2019s insurance covers their own medical expenses, regardless of who caused the crash. It\u2019s important to understand the laws in your state to know how claims will be handled.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"You_Cant_Switch_Insurance_Providers_Mid-Policy\"><\/span><strong>You Can\u2019t Switch Insurance Providers Mid-Policy<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"563\" src=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/08\/Failing-to-Verify-Insurers-Reputation.jpg\" alt=\"\" class=\"wp-image-44435\" srcset=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/08\/Failing-to-Verify-Insurers-Reputation.jpg 1000w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/08\/Failing-to-Verify-Insurers-Reputation-300x169.jpg 300w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/08\/Failing-to-Verify-Insurers-Reputation-768x432.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption class=\"wp-element-caption\">Image Editorial Credit:\u00a0<a href=\"https:\/\/www.shutterstock.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Shutterstock.com<\/a><\/figcaption><\/figure><\/div>\n\n\n<p>Contrary to popular belief, you can switch insurance providers at any time\u2014even in the middle of a policy term. You might need to pay a small cancellation fee, but switching could save you money if you find a better deal. Just make sure there\u2019s no lapse in coverage between policies to avoid penalties or higher rates later.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Your_Insurance_Premiums_Automatically_Decrease_As_You_Get_Older\"><\/span><strong>Your Insurance Premiums Automatically Decrease As You Get Older<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/08\/Choosing-the-Wrong-Deductible.jpg\" alt=\"\" class=\"wp-image-44428\" srcset=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/08\/Choosing-the-Wrong-Deductible.jpg 1000w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/08\/Choosing-the-Wrong-Deductible-300x200.jpg 300w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/08\/Choosing-the-Wrong-Deductible-768x512.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption class=\"wp-element-caption\">Image Editorial Credit:\u00a0<a href=\"https:\/\/www.shutterstock.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Shutterstock.com<\/a><\/figcaption><\/figure><\/div>\n\n\n<p>Many assume that insurance premiums will naturally decrease with age, but this isn\u2019t always true. While younger drivers face higher premiums due to inexperience, rates can rise again for seniors due to health and reflex concerns. Regularly reviewing your policy and asking for discounts based on your driving history can help manage costs as you age.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Small_Claims_Wont_Affect_Your_Premiums\"><\/span><strong>Small Claims Won\u2019t Affect Your Premiums<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/07\/Title-Issues.jpg\" alt=\"\" class=\"wp-image-32351\" srcset=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/07\/Title-Issues.jpg 1000w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/07\/Title-Issues-300x200.jpg 300w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/07\/Title-Issues-768x512.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption class=\"wp-element-caption\">Image Editorial Credit:\u00a0<a href=\"https:\/\/www.shutterstock.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Shutterstock.com<\/a><\/figcaption><\/figure><\/div>\n\n\n<p>Even minor claims can lead to an increase in your insurance premiums. Insurers often raise rates after any claim, regardless of the claim\u2019s size. Sometimes, it\u2019s better to pay for small repairs out of pocket to avoid long-term increases in your premium.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"If_Someone_Else_Drives_Your_Car_Theyre_Responsible_for_Damages\"><\/span><strong>If Someone Else Drives Your Car, They\u2019re Responsible for Damages<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/05\/Insurance-coverage-limitations.jpg\" alt=\"\" class=\"wp-image-19996\" srcset=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/05\/Insurance-coverage-limitations.jpg 1000w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/05\/Insurance-coverage-limitations-300x200.jpg 300w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/05\/Insurance-coverage-limitations-768x512.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption class=\"wp-element-caption\">Image Editorial Credit:\u00a0<a href=\"https:\/\/www.shutterstock.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Shutterstock.com<\/a><\/figcaption><\/figure><\/div>\n\n\n<p>If someone borrows your car and gets into an accident, it\u2019s your insurance that usually covers the damages, not theirs. This misunderstanding often leads to issues when people lend their cars without considering the consequences. Ensure you trust the person borrowing your car, as your premiums could increase if they cause an accident.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"You_Dont_Need_Insurance_for_a_Leased_Vehicle\"><\/span><strong>You Don\u2019t Need Insurance for a Leased Vehicle<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"666\" src=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/10\/New-Jersey-5.jpg\" alt=\"\" class=\"wp-image-55024\" srcset=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/10\/New-Jersey-5.jpg 1000w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/10\/New-Jersey-5-300x200.jpg 300w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/10\/New-Jersey-5-768x511.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption class=\"wp-element-caption\">Image Editorial Credit:\u00a0<a href=\"https:\/\/www.shutterstock.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Shutterstock.com<\/a><\/figcaption><\/figure><\/div>\n\n\n<p>Leasing a car doesn\u2019t exempt you from needing insurance. In fact, leasing companies typically require full coverage, including comprehensive and collision policies. Failing to maintain the required coverage can lead to penalties and possibly void the lease agreement.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Your_Cars_Value_Always_Determines_the_Premium\"><\/span><strong>Your Car\u2019s Value Always Determines the Premium<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"733\" src=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/09\/Insurance-Premiums.jpg\" alt=\"\" class=\"wp-image-46486\" srcset=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/09\/Insurance-Premiums.jpg 1000w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/09\/Insurance-Premiums-300x220.jpg 300w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/09\/Insurance-Premiums-768x563.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption class=\"wp-element-caption\">Image Editorial Credit:\u00a0<a href=\"https:\/\/www.shutterstock.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Shutterstock.com<\/a><\/figcaption><\/figure><\/div>\n\n\n<p>While the value of your car is a factor, it\u2019s not the sole determinant of your premium. Insurers also take into account your driving record, location, and even the vehicle\u2019s safety features. A high-value car with excellent safety ratings might cost less to insure than a lower-value car with a poor safety record.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Insurance_Rates_Are_Fixed_and_Cant_Be_Negotiated\"><\/span><strong>Insurance Rates Are Fixed and Can\u2019t Be Negotiated<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/10\/Customizing-Your-Bike-Wont-Affect-Insurance-Rates.jpg\" alt=\"\" class=\"wp-image-56151\" srcset=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/10\/Customizing-Your-Bike-Wont-Affect-Insurance-Rates.jpg 1000w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/10\/Customizing-Your-Bike-Wont-Affect-Insurance-Rates-300x200.jpg 300w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/10\/Customizing-Your-Bike-Wont-Affect-Insurance-Rates-768x512.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption class=\"wp-element-caption\">Image Editorial Credit:\u00a0<a href=\"https:\/\/www.shutterstock.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Shutterstock.com<\/a><\/figcaption><\/figure><\/div>\n\n\n<p>Some drivers believe that once they\u2019re quoted a rate, it\u2019s set in stone. In fact, insurance rates can often be negotiated by asking for discounts, such as for low mileage, bundling policies, or having a clean driving record. Regularly shopping around and asking your current insurer for adjustments can help you lower your premium over time.<\/p>\n\n\n\n<p>This article originally appeared in\u00a0<a href=\"https:\/\/mycarmakesnoise.com\/general\/19-misunderstandings-about-car-insurance-that-drivers-need-to-know\/\">MyCarMakesNoise<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"More_from_MyCarMakesNoise\"><\/span>More from MyCarMakesNoise<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>10 RVs Built for Cross-Country Travels Year After Year<\/strong><\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/06\/Tiffin-Allegro-Bus.jpg\" alt=\"\" class=\"wp-image-26580\" srcset=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/06\/Tiffin-Allegro-Bus.jpg 1000w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/06\/Tiffin-Allegro-Bus-300x200.jpg 300w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/06\/Tiffin-Allegro-Bus-768x512.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption class=\"wp-element-caption\">Image Editorial Credit:\u00a0<a href=\"https:\/\/www.shutterstock.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Shutterstock.com<\/a><\/figcaption><\/figure><\/div>\n\n\n<p>When it comes to cross-country travel, having an RV that\u2019s built to last makes all the difference. Whether you\u2019re seeking comfort, durability, or advanced features, these RVs are designed to handle the miles year after year. <strong><a href=\"https:\/\/mycarmakesnoise.com\/general\/rvs-built-for-cross-country-travels-year-after-year\/\">Read More<\/a><\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"15_Once-Valuable_Antique_Tractors_That_Are_Now_Worthless\"><\/span>15 Once-Valuable Antique Tractors That Are Now Worthless<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"668\" src=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/07\/Farmall-Regular.jpg\" alt=\"\" class=\"wp-image-33612\" srcset=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/07\/Farmall-Regular.jpg 1024w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/07\/Farmall-Regular-300x196.jpg 300w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2024\/07\/Farmall-Regular-768x501.jpg 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Image Editorial Credit: Acroterion \/\u00a0<a href=\"https:\/\/commons.wikimedia.org\/wiki\/File:Farmall_Regular_tractor_MD4.jpg\" target=\"_blank\" rel=\"noreferrer noopener\">Wikimedia Commons<\/a><\/figcaption><\/figure><\/div>\n\n\n<p>Antique tractors once represented the pinnacle of farming innovation, but many have lost their value over time. Advances in technology and changes in agricultural needs have rendered these once-prized machines obsolete. <strong><a href=\"https:\/\/mycarmakesnoise.com\/general\/antique-tractors-that-have-lost-their-value\/\">Read More<\/a><\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"20_Japanese_SUVs_Known_for_Their_Off-Road_Capabilities\"><\/span>20 Japanese SUVs Known for Their Off-Road Capabilities<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"664\" src=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2023\/06\/Toyota-Land-Cruiser-1.jpg\" alt=\"\" class=\"wp-image-7319\" srcset=\"https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2023\/06\/Toyota-Land-Cruiser-1.jpg 1000w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2023\/06\/Toyota-Land-Cruiser-1-300x199.jpg 300w, https:\/\/mycarmakesnoise.com\/wp-content\/uploads\/2023\/06\/Toyota-Land-Cruiser-1-768x510.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption class=\"wp-element-caption\">Image Editorial Credit:\u00a0<a href=\"https:\/\/www.shutterstock.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Shutterstock.com<\/a><\/figcaption><\/figure><\/div>\n\n\n<p>If you\u2019re looking for an SUV that can handle rugged terrain, Japanese automakers have a long history of producing reliable and capable off-road vehicles. From compact models to full-sized beasts, these SUVs are built to tackle challenging environments while still offering comfort and practicality.\u00a0<strong><a href=\"https:\/\/mycarmakesnoise.com\/general\/japanese-suvs-known-for-their-off-road-capabilities\/\">Read More<\/a><\/strong>.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Car insurance is full of complexities, and it\u2019s easy to misinterpret what your policy actually provides. These misunderstandings can leave you under-protected or paying more&#8230;<\/p>\n","protected":false},"author":2,"featured_media":32229,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[28],"class_list":["post-56802","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-general","tag-msn-slideshow","wpcat-11-id"],"_links":{"self":[{"href":"https:\/\/mycarmakesnoise.com\/wp-json\/wp\/v2\/posts\/56802"}],"collection":[{"href":"https:\/\/mycarmakesnoise.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mycarmakesnoise.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mycarmakesnoise.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/mycarmakesnoise.com\/wp-json\/wp\/v2\/comments?post=56802"}],"version-history":[{"count":3,"href":"https:\/\/mycarmakesnoise.com\/wp-json\/wp\/v2\/posts\/56802\/revisions"}],"predecessor-version":[{"id":56871,"href":"https:\/\/mycarmakesnoise.com\/wp-json\/wp\/v2\/posts\/56802\/revisions\/56871"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mycarmakesnoise.com\/wp-json\/wp\/v2\/media\/32229"}],"wp:attachment":[{"href":"https:\/\/mycarmakesnoise.com\/wp-json\/wp\/v2\/media?parent=56802"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mycarmakesnoise.com\/wp-json\/wp\/v2\/categories?post=56802"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mycarmakesnoise.com\/wp-json\/wp\/v2\/tags?post=56802"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}